How Samir Desai launched the iTunes of banks

Samir Desai of Funding Circle
Samir Desai, co-founder of Funding Circle

Even before the financial crisis, many borrowers were unhappy with the high interest rates charged by banks, while savers felt they weren’t getting paid enough on their deposits. The crisis only made things worse – but also gave birth to one of the most exciting trends in banking: the rise of peer-to-peer (P2P) lending, also known as crowd lending.

P2P still relies on the age-old concept of pooling savers’ resources and lending them on [...]

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