Now’s the time to fix your mortgage

We remind you constantly that interest rates in Britain are at 300-year lows. We go on about it, because we want to make it clear that this is a deeply abnormal situation – and one that is unsustainable.

Interest rates have been falling for 20-odd years. They can’t go much lower, and at some point will have to start rising back to normal levels. That may not happen in a hurry, but it will happen.

This information should come in pretty handy if you are in the process of chucking yourself and your life savings into Britain’s housing bubble. If [...]

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