We could soon see an inflation-driven correction in the housing market. That won’t make anyone particularly happy. But it might be the least damaging solution to the house price bubble.
Britain's house price bubble
UK house price indices
The Halifax and Nationwide indices are based on each lender's mortgage approvals, and exclude cash sales. Both are 'seasonally-adjusted' – the market is slower in winter and busier in spring. The Rightmove index is based on sellers' initial asking pricess, and the DCLG (Dept for Communities and Local Government) index is based on data including house prices, mortgages, transactions and land prices.
Property crowdfunding products aimed at first time buyers don’t help anyone, says Merryn Somerset Webb. They just add an extra slice of personal financial risk.
The London new-build property sector is facing big problems, says Merryn Somerset Webb. We’ll soon be seeing real price falls.
The self-cert mortgage, banned by the FCA, is back. And the company offering them is overwhelmed by the volume of applications.
Prices for top-end London properties are falling fast. And there are signs it could extend to the rest of the London property market, too, says Merryn Somerset Webb.
The future for London house prices is very clear, says Merryn Somerset Webb: they will crash.
George Osborne’s plans for buy-to-let property make the sector look decidedly dodgy. But that’s not stopped people thinking it can solve all their financial problems.
The chancellor has made it clear that he has buy-to-let investors firmly in his sights. John Stepek explains what it means for the economy, and for the property market.
A lot of people are getting in on buy-to-let with borrowed money. But it’s a risk that isn’t worth taking, says Merryn Somerset Webb.
Swiss bank UBS has compiled an index of the most bubbly housing markets in the world. No prizes for guessing who comes top.
Business is booming for housebuilders, with over 150,000 homes built last year. John Stepek looks at what that means for Britain’s sky-high house prices.
Don't buy that house!
The positive climate surrounding the buy-to-let sector is unravelling – fast. A rash move now and you could pay a heavy price.
To avoid the time bomb at the heart of this sector you need to read our new investment report.
It’ll arm you with everyone you need to become a well-informed buy-to-let investor.
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