Commercial property investors are getting increasingly worried about the market – just as local councils pile in. It’s a recipe for disaster, says John Stepek.
Britain's house price bubble
UK house price indices
The Halifax and Nationwide indices are based on each lender's mortgage approvals, and exclude cash sales. Both are 'seasonally-adjusted' – the market is slower in winter and busier in spring. The Rightmove index is based on sellers' initial asking pricess, and the DCLG (Dept for Communities and Local Government) index is based on data including house prices, mortgages, transactions and land prices.
From Merryn's blog
For anyone investing in or building property today, Birmingham is clearly a better place to be doing it than London, says Merryn Somerset Webb.
The problem in the UK housing market is not a shortage of housing but a surplus of speculation called by very low interest rates. Solve that, says Merryn Somerset Webb, and you solve the “housing crisis”.
Stamp duty is one of the worst taxes we have, says Merryn Somerset Webb. Philip Hammond should replace it with an inflation-linked capital gains tax on primary homes.
Businesses, young people and rich foreigners are flocking to Birmingham. Merryn Somerset Webb looks at what makes it such a draw.
Ed Miliband’s rent controls brainwave won’t do anything to lower rents for hard-pressed tenants, says John Stepek. But it might hit house prices.
Investors’ appetite for stocks is nothing compared with their love for property. But anyone expecting big gains from bricks and mortar could end up very disappointed, says Matthew Partridge.
Using crowdfunding to buy property to let is tempting, says Merryn Somerset Webb. But it carries an awful lot of risk.
With a general election looming in Britain, property is becoming a political issue. That’s bad news for buy-to-let investors, says John Stepek.
The Bank of England has made it clear that interest rates will rise in 2015. So if you own a home, or plan to buy one, fix your mortgage now.
Kam Patel examines the main points of George Osborne’s Autumn Statement, in which he revamped stamp duty and made changes to Isas and pensions.
House prices may have hit record levels, but they are finally starting to fall as buyers lose their enthusiasm. Matthew Partridge looks at what’s in store for the property market.
After years of rises, the UK’s house-price bubble may finally be bursting. Matthew Partridge looks at what’s going on in Britain’s property market.
Ed Miliband’s proposed mansion tax is a ridiculous idea, says Merryn Somerset Webb. It is impractical, expensive to collect, and will lead to a whole lot of unintended consequences.
Don't buy that house!
The positive climate surrounding the buy-to-let sector is unravelling – fast. A rash move now and you could pay a heavy price.
To avoid the time bomb at the heart of this sector you need to read our new investment report.
It’ll arm you with everyone you need to become a well-informed buy-to-let investor.
|Click here to find out more|