From the end of this month, lenders will have to take a more stringent approach to buy-to-let mortgage applications from landlords. Emma Lunn explains.
Investing in property
Property has held up remarkably well since US sub-prime mortgages sparked the financial crisis. UK house prices, for example, have risen to record highs. But there's more to investing in property than buying a holiday home or buy-to-let.
Commercial property has become an attractive investment via, for example, real estate investment trusts (Reits) or even property crowdfunding. At MoneyWeek, you can find some of the best ways of money from investing in property.
UK house price indices
The Halifax and Nationwide indices are based on each lender's mortgage approvals, and exclude cash sales. Both are 'seasonally-adjusted' – the market is slower in winter and busier in spring. The Rightmove index is based on sellers' initial asking pricess, and the DCLG (Dept for Communities and Local Government) index is based on data including house prices, mortgages, transactions and land prices.
Don't buy that house!
The positive climate surrounding the buy-to-let sector is unravelling – fast. A rash move now and you could pay a heavy price.
To avoid the time bomb at the heart of this sector you need to read our new investment report.
It'll arm you with everyone you need to become a well-informed buy-to-let investor.
|Click here to find out more|
Buy-to-let has lost its appeal due to tax changes. Max King looks at the best real-estate investment trusts (Reits) to buy instead.
With a two-year fixed mortgage – the most popular term – you could be shopping for a new mortgage just as the UK leaves the EU. It could be worth fixing your payments for longer, says Ruth Jackson.
Canada is in the middle of a massive house price bubble that could be about to burst. John Stepek looks at what’s going on, and how it could affect you.
American house prices have regained their credit bubble highs. Prices are rising at an annual rate of 5.9%, the fastest in almost three years; this figure peaked at 16% in 2004.
London house prices appear to have peaked. Entrepreneurs and academics can finally afford a roof over their heads, says Merryn Somerset Web.
Commercial property investors are getting increasingly worried about the market – just as local councils pile in. It’s a recipe for disaster, says John Stepek.