Improve your chances of getting a mortgage

Banks will now have to pay much more attention to whether people can afford to repay their mortgages. Under new regulations that came into force last Saturday, lenders are required to ask detailed questions about borrowers’ income and spending.

Banks also have to look at whether applicants are able to cope with a potential rise in interest rates. While this will make it harder to get mortgages, there are a number of common sense tips that you can follow to improve your chances of getting approved.

Getting your spending under control is always a good idea. Banks will be looking [...]

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