How to sort out your finances for 2014

It is hard to be happy about your finances in January. Most of us have something to worry about. A Which? survey just out shows that 49% of people expect their household budgets to be tighter this year than last (only 30% expect improvement); 42% used credit to pay for Christmas; 2.5 million people don’t expect to repay that debt until June; and 60% are already dreading their winter energy bills. Then there is retirement.

A December survey of high-net-worth individuals showed that, even for them, the top financial resolution for 2014 is to save more for their retirement [...]

MoneyWeek magazine

Latest issue:

Magazine cover
Hard cash

What's next for gold and silver?

The UK's best-selling financial magazine. Take a FREE trial today.
Claim 4 FREE Issues
Shale gas 'fracking' promises to transform Britain's energy market. Find out what it is, what it means, and how to invest.

More from MoneyWeek

FREE REPORT:
What you should really do with your money (2014 Edition)


How to buy and sell penny shares

A beginner's guide to investing in gold

How to invest in British fracking