James Ferguson made it clear why the Lifetime Allowance (LTA) is something that most of us will have to consider in our financial planning, but the big question is: what can you do about it?
If you’re on the verge of retiring and have a big pot, the answer is fairly straightforward. You have a few options for maximising your LTA, so chat to an adviser quickly about the best option for you.
If you aren’t quite so close to retirement, but already have a large pot, or you’re a high earner in a final salary scheme (see [...]
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