How should you save for the long run?

James Ferguson made it clear why the Lifetime Allowance (LTA) is something that most of us will have to consider in our financial planning, but the big question is: what can you do about it?

If you’re on the verge of retiring and have a big pot, the answer is fairly straightforward. You have a few options for maximising your LTA, so chat to an adviser quickly about the best option for you.

If you aren’t quite so close to retirement, but already have a large pot, or you’re a high earner in a final salary scheme (see [...]

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