Can you trust best-buy tables?

A mortgage is the biggest financial commitment you are likely to ever make – yet lenders are being criticised for making it needlessly difficult for customers to find the best deals. Last month the Financial Conduct Authority (FCA), the UK’s financial services regulator, launched a review of the mortgage market with the aim of checking if competition is benefiting borrowers.

One area it will be studying is whether the deals that top the “best buy” tables are genuinely the best options for customers. Critics argue that banks manipulate the best buy tables by cutting interest [...]