In the past year we’ve seen a steady rise in quality mini-bonds, says David C Stevenson, as reputable alternative asset managers move in with asset-backed propositions.
Alternative finance is the 21st century internet alternative to traditional banks. It includes peer to peer (P2P) lending and crowdfunding. There are plenty of opportunities for smart investors to profit. And while it may carry more risk than some other forms of investing, the potential returns are huge.
There are many different platforms to choose from when deciding where to put your money. Find out which best suits your investment style with our Funding Centre comparison tool.
All alternative finance articles
Property crowdfunding looks set to dominate alternative finance both for lending as well as equity based investing, says Richard Bush. Here, he looks at the differences with traditional crowdfunding.
Property crowdfunding products aimed at first time buyers don’t help anyone, says Merryn Somerset Webb. They just add an extra slice of personal financial risk.
Putting your savings into a new peer-to-peer loans Isa is an interesting idea, says Sarah Moore. But don’t be too quick to jump in.
Last year was great for alternative finance, and 2016 could be even better. David C Stevenson looks at the best opportunities to profit.
David Stevenson looks at how the world of alternative finance may develop for investors over the course of the year.
Sam Hodges compares the protection available to investors from P2P investment platforms’ contingency funds with that provided by the Financial Services Compensation Scheme (FSCS) for more conventional investments.
A look at the difference in risk and return when investing via P2P platforms such as Zopa and Ratesetter, and putting your money in a P2P-lending fund.
Sam Hodges looks at the fast-expanding range of London stockmarket listed funds investing in P2P loans and direct loans to small businesses.
Making successful investment decisions requires accurate data on performance, risk and returns. That’s something that’s desperately needed in crowdfunding, says David C Stevenson.
Investors need to be better informed about the risks they are taking when crowdfunding, says Elliot Cowan. Here, he outlines five vital questions to ask before you hand over any money.