A new breed of branchless, smartphone-based challenger bank is hoping to revolutionise banking. Ben Judge looks at what’s on offer.
Alternative finance is the 21st century internet alternative to traditional banks. It includes peer to peer (P2P) lending and crowdfunding. There are plenty of opportunities for smart investors to profit. And while it may carry more risk than some other forms of investing, the potential returns are huge.
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The latest crowdfunding push from craft brewer Brewdog says a lot about the ease of raising money, says John Stepek. From junk bonds to sovereign debt, there are signs of a huge bubble getting ready to pop.
Small businesses can’t get money from the bank, and their
needs are too large for crowdfunding platforms. Mini-bonds
are the answer for them – but are they good for investors?
P2P lenders were disappointed not to have their products included in the Isa framework in the Budget. But they remain quietly confident their day will come, says Kam Patel.
Peer-to-peer lending generates a lot of hype. David C Stevenson looks at the numbers to see if investors are right to be excited.
Using crowdfunding to buy property to let is tempting, says Merryn Somerset Webb. But it carries an awful lot of risk.
Everywhere you look, the finance sector is undergoing fast-paced change. That’s great news for investors, says Merryn Somerset Webb.
Lots of small businesses are fed up with being paid late. David C Stevenson looks at the innovators that have come to put an end to it.
Will deflation spread to Britain, and could Gordon Brown turn around RBS? Matthew Lynn sets out his six predictions for the year ahead.
The biggest peer-to-peer platform has delivered stellar returns, says David C Stevenson. But big players are not the only profit-spinners out there.
The flotation of Lending Club is a milestone for the fast-growing P2P lending sector as it looks to raise its challenge to traditional banking. Kam Patel reports.