In the past year we’ve seen a steady rise in quality mini-bonds, says David C Stevenson, as reputable alternative asset managers move in with asset-backed propositions.
Alternative finance is the 21st century internet alternative to traditional banks. It includes peer to peer (P2P) lending and crowdfunding. There are plenty of opportunities for smart investors to profit. And while it may carry more risk than some other forms of investing, the potential returns are huge.
There are many different platforms to choose from when deciding where to put your money. Find out which best suits your investment style with our Funding Centre comparison tool.
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Crowdfunding comes in many flavours – your money can be a donation, a loan, or in return for equity. Here is a guide to the different types of crowdfunding available.
Raising default rates from loans made in 2014 have caused some investors in the peer-to-peer lending sector to start to worry. Matthew Partridge reports.
Several investment trusts have sprung up to invest in peer-to-peer, or P2P, lending. David C Stevenson tips two he’s keeping a close eye on.
As banks cut their interest rates after the financial crisis, other providers stepped in, offering higher returns. But are they worth using? David Stevenson explores the world of alternative finance.
Tech competitors are set to gobble up a bigger slice of their markets than banks realise, says Mattthew Lynn.
Lending Club’s woes have demonstrated that alternative finance can no longer pay lip service to transparency, says AltFi Data’s Rupert Taylor. It needs to fully embrace it.
When business angels and VCs invest in a business they usually take a seat on the board. Could the same happen for crowdfunded ventures?
Crowdfunding platforms need to consider a new business model for a “new normal” in alternative finance, says Geoff Miller.
Alternative finance funds in the US have been finding the going tough lately. Could we see the same happen in the UK too?
This April sees the launch of the innovative finance Isa, a new tax wrapper that’s been rushed into service to cope with the rapid growth of alternative finance.