Alternative finance

Back in the black

Jonathan Compton says it's time to buy cheap banks

What's the best alternative finance platform for you?

Alternative finance is the 21st century internet alternative to traditional banks. It includes peer to peer (P2P) lending and crowdfunding. There are plenty of opportunities for smart investors to profit. And while it may carry more risk than some other forms of investing, the potential returns are huge.

There are many different platforms to choose from when deciding where to put your money. Find out which best suits your investment style with our Funding Centre comparison tool.

All alternative finance articles

A cheaper way to transfer money

Ben Judge explains how fintech is shaking up the rip-off money transfer market, and why that’s good news for you.

Should you take a chance with P2P lending?

As traditional savings rates fall, many savers are tempted to take on a little extra risk with peer-to-peer (P2P) lending, says Ruth Jackson.

P2P funds suffer softer returns

Can P2P funds generate enough income to justify the risks, and what will happen if the economy turns down? David C Stevenson investigates.

The four stages of enterprise finance

A look at the stages of the enterprise finance cycle, from seed capital to IPO, to help investors understand the various stages of capital fundraising.

The different flavours of crowdfunding

Crowdfunding comes in many flavours – your money can be a donation, a loan, or in return for equity. Here is a guide to the different types of crowdfunding available.

P2P default rates on the rise

Raising default rates from loans made in 2014 have caused some investors in the peer-to-peer lending sector to start to worry. Matthew Partridge reports.

P2P lending: is it time to buy?

Several investment trusts have sprung up to invest in peer-to-peer, or P2P, lending. David C Stevenson tips two he’s keeping a close eye on.

Make 4% a year by lending to strangers

As banks cut their interest rates after the financial crisis, other providers stepped in, offering higher returns. But are they worth using? David Stevenson explores the world of alternative finance.

Banks must face up to fintech – fast

Tech competitors are set to gobble up a bigger slice of their markets than banks realise, says Mattthew Lynn.

Lending Club’s plight demonstrates the need for transparency in alternative finance

Lending Club’s woes have demonstrated that alternative finance can no longer pay lip service to transparency, says AltFi Data’s Rupert Taylor. It needs to fully embrace it.

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AltFi funding centre

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